In life insurance there are different rating classes: Standard Plus, Preferred, and Preferred Plus. Within each class there is smoker and nonsmoker plus. Today I would like to define nonsmoker with e-cigarette smokers. Did
Okay, let’s make a quick assessment: Can you afford an extra $117,000 a year? How about $69,000 a year? Or even $48,000 a year? Chances are that you cannot, certainly not for several consecutive
According to the Pew Research Center, 34% of all American children are living with a single parent. Single parents need life insurance more than a married couple. Without a person to rely on, they
Getting a term life insurance policy is not just about picking the cheapest, most affordable plan. You want to think about if it actually covers everything you and your loved ones need. You should
Millennials are young and nimble. You probably don’t think about life insurance everyday if you are a part of the millennial generation. It is an important part of everyone’s lives, especially if someone is
The role of nurses in health care is crucial for the health and wellness of patients. They provide endless gratitude and sympathy for patients every single day. The role of nurses includes clinical nursing
The Food and Drug Administration announced that they want to significantly reduce the amount of nicotine in cigarettes. They hope that this will help smokers break this deadly habit. In efforts to prevent Americans
Smoking raises your rates for life insurance Bad habits are hard to break. Smoking is very addicting and can significantly damage your health. Today is National No Smoking Day and we at Cosmo Insurance
The Right agent can make all the difference in obtaining proper coverage for your insurance needs at significantly reduced premiums. Our staff at Cosmo has knowledgeable agents that put the full weight of their
Facts you may not have known about Purim. Purim is a holiday for dressing up in costumes, eating delicious food, and lots of drinking. This holiday is known as one of the rowdiest holidays
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