Better Benefits, Better Bottom Line

Discover personalized insurance solutions with Cosmo and pave your path to security.

We Help You Navigate Your Benefits

Cosmo Insurance Agency specializes in creating customized insurance solutions to ensure every individual and business receives the coverage to suit their specific needs. Our commitment is to provide consistent, personalized support year-round, answering every question and addressing each concern with utmost care.

At Cosmo, we are always ahead of the game with ever-evolving technology, paperless enrollment, and changes in ACA HR Compliance and Payroll. We understand that these factors are at the core of importance within your insurance needs, and our representatives are here to help you navigate it every step of the way.

The Cosmo Difference

The advantages of working with our insurance company are defined not only by our digital approach, but by our claims advocacy and exemplary customer service for each employee and individual.

Experience the best of both worlds with Cosmo: where modern digital efficiency meets the warmth of human expertise. Strong, enduring relationships are at the core of our approach. We believe that by understanding our clients deeply, we can offer more than just insurance – we deliver peace of mind and a partnership that grows with your insurance and employee benefit needs.

Consulting and Client Advocacy Team

Our personalized, day-to-day consulting team guides and assists your management on benefits and compliance changes, trends, regulations, and proposals. While our client advocacy team leverages our strong relationships to ensure all employees’ claims are always heard and honored, because no claim should go unrecognized.

Employee Benefits

Cosmo goes beyond the basics to offer you a wide variety of services. We’re here to support your growth, ensure compliance, and enhance your benefits. Dive into more of our offerings, designed to empower your success.

Insurance Benefits

Tailored and streamlined group insurance plans to meet specific client needs including network and ID card facilitation. Including but not limited to health, dental, vision, life, disability insurance, and self-funded plans paired with client advocacy.

HR Compliance

Ensuring your business stays compliant with complex regulations including but not limited to ACA Employer Reporting, COBRA, ERISA, FMLA, and IRS Form 5500 while streamlining tasks for HRs.

Payroll

Streamline payroll processes for maximum efficiency, freeing up valuable time and resources. Help with integrating PEO, HSA, HRA, DCA and FSA programs through our HRIS database.

Individuals & Families

Cosmo offers a variety of personalized insurance solutions for individuals and families, ensuring you can get the coverage that meets your needs.

Insurance

Tailored and streamlined insurance plans to meet individual and family needs, including but not limited to health, dental, vision, life, long-term care, disability, Medicare, and travel insurance.

Client Advocacy

Claims representatives to help ensure accuracy in claims, billing, and ID Card Facilitation.

“I am thrilled to write this 5-star review for Cosmo Insurance Company! They went above and beyond to help us get our three-month-old baby added to our health insurance policy, even though the special enrollment period had already ended. We were facing a challenging situation, and Cosmo Insurance Company came to our rescue.

Mark, Rebecca, and Dassi, the amazing team members we had the pleasure of working with, were absolutely phenomenal. They displayed exceptional professionalism.

We highly recommend Cosmo Insurance Company to anyone seeking reliable, caring, and efficient assistance with their insurance needs. Mark, Rebecca, and Dassi have our heartfelt gratitude for going the extra mile to make sure our family is taken care of. They have earned our trust, and we look forward to continuing our relationship with them for years to come. Thank you once again for your exceptional service!”

by Bernard Link

“I would like to take a min to describe the service I got from Cosmo and especially from my rep R. Weingarten. The subject of health insurance was to me always intimidating and confusing with no real guidance, until I found Cosmo and especially when I got to work with R. Weingarten. R. was extremely patient and helpful as I she guided me through the entire process and clarified any questions I had and ultimately set me up with a family health insurance plan that fit my needs. You can be proud of the team you have, the customer service is impeccable!”

by Leiby Kopolovits