Products

Employee Benefits

Comprehensive employee benefits can set your business apart and attract top talent to your company. Prioritizing the financial security of your workplace, our experienced team will work with you to design a benefits package that meets the needs of your employees while remaining within your budget.

Health Insurance

While finding the right coverage can be complex, health insurance is essential for protecting yourself and your family against exponential medical care costs. With individual, family, and group health insurance plans, our team at Cosmo will assess your needs and determine the most suitable coverage to keep you and your loved ones protected.

Dental Insurance

We offer a range of dental insurance options to help you and your family maintain healthy smiles without breaking the bank. Whether you're seeking individual dental coverage or group plans for your business, our affordable options are tailored to suit your needs.

Vision Insurance

Cosmo offers a variety of vision insurance options to help you and your family maintain healthy eyesight. Our coverage options encompass the cost of eye exams, glasses, contacts, and more so you can confidently invest in your vision.

Life Insurance

In the event of your passing, life insurance provides financial protection and peace of mind for your loved ones and your business. We offer group and individual life insurance policies, including key person insurance, to suit your needs and budget. This ensures you can provide financial safeguards for your family and protect your business interests.

Long-Term Care Insurance

Long-term care insurance provides coverage for the cost of nursing home care, assisted living, and in-home care. With Cosmo’s long-term care insurance options, you can budget for the future and preserve your quality of life as you age.

Disability Insurance

Cosmo offers disability insurance coverage to help you supplement lost income and cover living expenses in the event that an illness or injury prevents you from working. With both short-term and long-term disability coverage options, we provide affordable options for peace of mind.

Self-Insurance

As an alternative to traditional insurance coverage, self-insurance is a risk management strategy in which a business or individual assumes the financial risk of potential losses. With affordable premiums and comprehensive coverage, our self-insurance options can help you take control of your insurance costs.

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