In this informative video, join CEO Mark Herschlag, a seasoned professional, as he shares important guidelines for maintaining compliance with employment regulations. Mark provides valuable insights and practical advice to help businesses ensure adherence to the ever-evolving landscape of compliance requirements. From accurate record-keeping to providing essential notices and conducting internal audits, Mark covers key aspects of compliance management. He emphasizes the significance of monitoring health and retirement plans, promptly responding to Department of Labor requests, and working with qualified benefits consultants. Whether you’re an employer or an HR professional, this video will equip you with the knowledge to navigate compliance challenges effectively. Stay ahead of the game and ensure your workplace remains compliant by watching this must-see video now.

In this insightful video, CEO Mark Herschlag explores the challenges faced by HR professionals and Chief Financial Officers (CFOs) when it comes to balancing employee benefits and managing costs. Join us as we delve into the key hurdles, including employee retention, recruitment, and employee satisfaction with benefits. Discover how HR professionals strive to address these issues while CFOs focus on cost-cutting. We discuss the importance of compromise and effective communication between HR and the CFO, and how a benefits broker can play a crucial role in finding the middle ground. Don’t miss out on valuable insights that can help organizations navigate the complex dynamics of benefits and costs. Watch now and subscribe for more helpful content!

Welcome to our informative video on New Jersey’s mandatory 401k compliance for businesses with 25 or more employees presented by CEO Mark Herschlag! If you’re a business owner or HR professional in Garden State, understanding and meeting these compliance requirements is crucial for the financial well-being of your employees and the success of your organization. In this video, we dive deep into the specifics of New Jersey’s 401k compliance regulations, providing you with a comprehensive guide to ensure your company meets all the necessary requirements. Our expert panel of financial advisors and legal professionals will walk you through the key elements, potential pitfalls, and best practices to stay compliant with this important legislation.

Welcome to our YouTube channel! In this informative video, CEO Mark Herschlag dives into the fascinating world of self-insurance and how it can revolutionize the way companies handle their healthcare expenses. Discover how self-insurance empowers organizations to take control of costs, tailor benefits to meet employee needs, and ensure financial stability. Join us as we explore the fundamentals of self-insurance, including its advantages, financial preparedness, risk management strategies, and its impact on employee retention. Stay tuned for part 2, where we delve deeper into the nitty-gritty of self-insurance. Don’t forget to like, subscribe, and stay informed on how to optimize your employee benefits!

Unlocking the Secrets of Self-Insurance: Part 2 – Your Comprehensive Guide to Being Self-Insured. Dive deeper with CEO Mark Herschlag into the world of self-insurance and gain valuable insights and tips to navigate this alternative approach to managing risk. Join us as we explore everything you need to know about self-insurance in this informative video! #SelfInsurance #RiskManagement #FinancialPlanning

Welcome to our YouTube channel! In this comprehensive video, CEO Mark Herschlag uncovers the ins and outs of Level Funded Insurance, a cost-effective and flexible healthcare solution for businesses. Level Funded Insurance bridges the gap between traditional fully-insured plans and self-insurance, offering the best of both worlds. Join us as we explore how Level Funded Insurance works, its benefits, and how it can revolutionize your company’s approach to healthcare coverage. We’ll break down the financial aspects, risk management strategies, and the potential impact on employee satisfaction and retention. Discover how Level Funded Insurance empowers employers with transparency and control over healthcare costs while providing tailored benefits for employees. Stay informed and optimize your employee benefits with this insightful video! Don’t forget to like, subscribe, and hit the notification bell to stay updated on our latest videos exploring cutting-edge healthcare solutions for businesses like yours.

Explore essential insights for those facing involuntary loss of Medicaid coverage in New Jersey. In this enlightening video, CEO Mark Herschlag sheds light on the estimated 300k individuals at risk and the potential for positive change. Facing this challenge could lead to a fresh start. A qualifying event may open doors to insurance through subsidies. We’re here to help! At Cosmo Insurance, we’re committed to guiding you through the process of securing coverage and ensuring you receive the care you deserve. Join us as we navigate the intricate path to obtaining insurance through subsidies and explore the available options during this transition. Let’s work together to turn adversity into opportunity! Don’t forget to like, share, and subscribe for more empowering insights on healthcare, insurance, and navigating life’s uncertainties. Together, we can overcome challenges and pave the way for a brighter, healthier future. #MedicaidNJ #InsuranceCoverage #CosmoCares #HealthcareSupport

Achieving Remarkable Savings: $300,000 Saved with Level-Funded Insurance! Discover the real-world success story of how we transformed a company’s financial landscape by cutting costs through level-funded insurance with CEO Mark Herschlag. Tune in to learn the strategies behind this impressive achievement and unlock valuable insights for your own savings journey. Watch the video now!

Ready to thrive at work? CEO Mark Herschlag is here to guide you through Employee Assistance Programs (EAPs), your secret weapon for a successful return to the office. Discover how EAPs provide holistic support for your mental, emotional, and overall well-being. Tune in now! 🌟🏢 #BackToWork #EmployeeAssistancePrograms #MentalHealthMatters

Are you a dedicated working parent trying to strike a balance between your career and family life? Look no further, because you’ve just stumbled upon a goldmine of valuable information and support by CEO Mark Herschlag. In today’s fast-paced world, juggling work responsibilities and parenting can be a real challenge, but we’re here to make your life a whole lot easier.

Unlocking the Health Insurance Puzzle 🧩: What Gen Z Needs to Know! Swipe up for a crash course that’ll save you more than just headaches by CEO Mark Herschlag. 🤕➡️💡 #GenZ #HealthInsuranceExplained #Adulting101

In today’s fiercely competitive business environment, creating a cohesive and motivated team that is aligned with your company mission is more important than ever. But how do you encourage your employees to not just understand your company’s mission, but to truly embrace it and make it a guiding force in their daily activities? The answer lies in a well-structured reward system. In this enlightening video, we delve deep into the practical ways you can get your employees to follow your company mission through strategic rewards. Whether you are a seasoned leader or just starting out, you’ll find insights and actionable strategies to foster a company culture where everyone is rowing in the same direction.

Unlock Massive Savings for Your Team with CEO Mark Herschlag! 🚀 If you have 5+ employees overpaying on HI, it’s time for a change. Reach out to us and discover superior solutions. Don’t just renew, upgrade! Insurers are eager for your business. 📞 Call now!

📋 Your Comprehensive Guide to Insurance Qualifying Events for 2023 by CEO Mark Herschlag: Buy Outside of Open Enrollment! 💡 Know your options and stay covered. Subscribe for more insurance tips!

📅 Attention everyone! Mark your calendars with CEO Mark Herschlag! 📌 There are TWO important open enrollment dates you need to know about: 1️⃣ Open Enrollment: Time to review, change, or enroll in your health insurance plan! 🏥 2️⃣ Medicare Open Enrollment: A special window for our seniors to choose or make changes to their Medicare plans. 👴👵 Stay informed, make the right choices for your health. 💡 Don’t miss out! 🚫 #OpenEnrollment #MedicareOpenEnrollment #StayCovered 🩺🌐

In this video, we go over the intricacies of what is needed per different types of business groups with CEO Mark Herschlag!

🌟 Navigating healthcare can be tricky, but knowing the do’s and don’ts of Open Enrollment is key! ✅ Swipe to see a snapshot of the qualifiers and disqualifiers that could impact your coverage journey. Stay informed and make sure to enroll on time! 🕒 #HealthcareHacks #OpenEnrollment #StayInformed

Open Enrollment period is a crucial time for both individuals and groups looking to secure health insurance. Traditionally, insurance plans, particularly group plans, have had certain participation requirements. However, during the Federal Open Enrollment period, these norms are shifting, offering unprecedented flexibility and inclusivity. This article delves into what this means for groups and individuals alike, exploring the concept of participation requirements and their implications.

A man received a recommendation from a friend to contact Cosmo Insurance Agency. When he discussed his annual earnings with Rebecca, a skilled representative at Cosmo, she informed him that he was eligible for a significant subsidy. This news was particularly noteworthy as he had been part of the marketplace for years without ever receiving a discount. He then chose to designate us as his agent, a decision that would soon prove beneficial. While processing his application, it was Rebecca who identified an error in his submission. Her expertise and attention to detail allowed for prompt correction, ensuring the application was processed smoothly. Thanks to this adjustment and the newly secured subsidy, he experienced a substantial reduction in his financial burden. Instead of the hefty $1,600 he was accustomed to paying, his expenses were now reduced to just $600, supported by a monthly subsidy of $1,000. This case highlights the critical role that a knowledgeable agent can play in navigating financial plans in the marketplace. A simple consultation can lead to significant savings and a more favorable financial situation. If you are enrolled in a marketplace plan, consider contacting an agent, as it could markedly improve your financial outlook.

🌟📞 From flat tires, to getting to work… a day in the life at Cosmo Insurance Agency is never dull! From taking calls to crafting personalized solutions for our clients, every moment is about making a difference. Join us behind the scenes as we navigate the ins and outs of insurance with passion and expertise. #CosmoInsuranceLife #ClientFirst #InsuranceExperts 🏢💬

🔍 Navigating the world of insurance can be overwhelming, but fear not! In our latest video, “How to Pick the Right Insurance Plan – A Comprehensive Guide,” we break down the process into easy-to-understand steps, ensuring you make an informed and confident decision. Whether you’re considering health, life, auto, or any other type of insurance, this video is your go-to resource!

Welcome to our latest video where CEO Mark Herschlag delves into the transformative world of Employee Navigator and how it revolutionizes benefits management for HR professionals! 🌟 Employee Navigator has emerged as a pivotal tool in simplifying the complex world of employee benefits, and in this video, we’ll uncover its myriad features and benefits. If you’re an HR professional looking to streamline your benefits administration process, this is the video for you!

🌟 Navigating the World of Healthcare Savings with CEO Mark Herschlag! 🌟 Dive into our latest video where we unravel the mysteries of HSA, FSA, and HRA. Get the lowdown on how each account works, the benefits they offer, and tips on maximizing your healthcare dollars. #HealthSavings #HSAvsFSAvsHRA #smarthealthcare

🎥 In today’s video, CEO Mark Herschlag tackles the most asked compliance questions of 2024. From ACA filing deadlines to COBRA requirements, we understand that staying compliant can be a complex task. Our aim is to simplify these complexities for you.

Unlock the essentials of COBRA coverage with CEO Mark Herschlag in our latest video! Dive deep into the crucial details of COBRA insurance, including qualifying events, coverage duration, and the rights it grants to employees and their families after a loss of health benefits. Whether you’re navigating a job transition or facing other changes, understanding COBRA is key to maintaining your health coverage. Don’t miss out on this informative guide to staying protected with COBRA insurance. #COBRACoverage #HealthInsurance #StayProtected

Welcome to our latest video where CEO Mark Herschlag dives deep into the Family and Medical Leave Act (FMLA), a crucial piece of legislation that provides eligible employees with unpaid, job-protected leave for specific family and medical reasons. In this video, we’ll explore what FMLA is, who qualifies for it, and how it can be used. Whether you’re facing a personal health issue, need to care for a sick family member, or are preparing for the arrival of a new child, understanding FMLA is essential. We’ll also discuss employer obligations, employee rights, and provide practical tips for navigating the FMLA process. Stay tuned as we unravel the complexities of FMLA, ensuring you’re informed and prepared to take the leave you need without fear of losing your job. Don’t forget to subscribe for more insights into workplace rights and benefits!

Welcome to our video where CEO Mark Herschlag gives a comprehensive guide on navigating the journey to Medicare! Whether you’re approaching your golden years or assisting someone who is, understanding Medicare can be overwhelming. In this detailed video, we break down the entire process into manageable steps, ensuring you know exactly what to do and when to do it as you prepare for Medicare eligibility.

Welcome to our latest video: Where CEO Mark Herschlag goes over the ‘5 Essential Steps to Getting Employee Benefits’! Navigating the world of employee benefits can be complex, but we’re here to make it simpler for you. Whether you’re a new employee looking to understand your benefits package or an employer wanting to offer the best options to your team, this video has got you covered. We’ll walk you through five crucial steps, from understanding the basics of benefits like health insurance, FSAs, HSAs, and HRAs, to selecting the right package that meets your needs. Don’t forget to subscribe for more helpful guides and tips on making the most of employee benefits.

Welcome to our in-depth guide on benefits compliance! In this detailed video, CEO Mark Herschlag will cover everything you need to know to navigate the complex world of benefits compliance with confidence. From understanding the latest regulations to ensuring your organization remains compliant, we’ve got you covered. Whether you’re an HR professional, benefits manager, or business owner, this video is your go-to resource for staying up-to-date and informed. Join us as we delve into topics such as ERISA, ACA, HIPAA, COBRA, and more. Get ready to enhance your compliance knowledge and safeguard your organization’s benefits programs. Don’t forget to like, share, and subscribe for more invaluable insights! Compliance Calendar: https://cosmoins.com/events/ Compliance List: https://cosmoins.com/aca-compliance/

Join us as CEO Mark Herschlag shares expert insights on streamlining your payroll process! Discover innovative strategies to simplify payroll management and boost efficiency for your business. Don’t miss out on invaluable tips from Cosmo Insurance Agency’s visionary leader. #Payroll #Efficiency #businesstips

As a business seeking clarity in today’s increasingly complex insurance market, it is more crucial than ever to have a reputable agent with the proper expertise and understanding of your business. With regard to employee benefits, Cosmo’s staff of knowledgeable agents put the full weight of their longstanding position in the industry at your disposal. With our due diligence and out-of-the-box strategies, we’ve developed creative coverage solutions for thousands of clients geared to their specific needs.

🔍💔 Divorce and Health Insurance: What YOU Need To Know 💼🩺 || National Ex Spouse Day || COBRA Navigating the complexities of divorce and health insurance can be daunting. In this video, CEO Mark Herschlag & Attorney Adam Berner break down everything you need to know about COBRA coverage after divorce, ensuring you’re equipped with the knowledge to protect yourself and your loved ones. Don’t miss out on vital information this National Ex Spouse Day! #Divorce #HealthInsurance #COBRA

Delve into the world of Ichra (Individual Coverage Health Reimbursement Arrangement) with CEO Mark Herschlag on YouTube! Learn everything you need to know about this innovative approach to health insurance. From understanding its benefits to navigating the ins and outs of implementation, our channel has you covered. Whether you’re an employer looking to provide flexible health coverage or an individual seeking affordable options, join us as we demystify Ichra and empower you to make informed decisions about your healthcare. Subscribe now and take control of your health journey!

Embark on a Journey of Discovery with CEO Mark Herschlag as he Unravels the Intricacies of Voluntary Benefits! 🌟 In this enlightening discussion, Mark delves deep into the realm of voluntary benefits, shedding light on what they are, how they work, and why they’re essential for both employers and employees alike.

Join CEO Mark Herschlag as he demystifies level-funded insurance, explaining how it combines the best of both worlds: the stability of fully-insured plans with the savings potential of self-insurance. Don’t miss out on these insider insights!

Discover the power of self-insurance in this essential guide for business owners! 🌟 In today’s video with CEO Mark Herschlag, we delve into what self-insurance really means, its benefits, and why it might be the perfect choice for your business. Whether you’re looking to reduce costs, gain control over risks, or increase flexibility in handling claims, self-insurance could be the answer you’re seeking. Join us as we break down the myths, explore the advantages, and provide you with the tools you need to decide if self-insurance is right for you. Don’t forget to like, subscribe, and hit the notification bell for more insightful content like this!