Fall Back This Halloween Weekend
It’s almost time to get back that hour of sleep you lost last spring with the return of Standard Time. Every Fall, we say good-bye to Daylight Saving Time and hello to […]
Are You Experiencing Election Anxiety?
Election day is fast approaching, anxiety can become even more intense, as well as managing other difficult emotions. We understand this is a confusing and scary time for many people. […]
Common Medicare Mistakes That Can Cost You
When it comes to Medicare you have a lot of choices. Medicare open enrollment is from October 15th through December 7th, 2020. Here are some common mistakes that you don’t […]
Final 2020 Forms 1094-C and 1095-C Issued and Deadline Extended for 2020 Forms 1095-C
On October 2, 2020, the IRS issued Notice 2020-76, which provides: An extension of time, until March 2, 2021, for employers to provide Forms 1095-C to their full-time employees and […]
Tips on How to Vote Safely During the Pandemic
Election Day is right around the corner, Tuesday, November 3rd, and this year there’s a lot to think about. We’re experiencing a pandemic with no vaccine, and no end in […]
Can Employers Require Employees to Get the Flu Shot?
As the pandemic continues and winter approaches, employers are considering mandating that their employees get the flu shot. The federal Occupational Safety and Health Act (OSHA) requires an employer to […]
2020 MLR Rebate Checks
As a reminder, insurance carriers are required to satisfy certain medical loss ratio (“MLR”) thresholds. This generally means that for every dollar of premium a carrier collects with respect to […]
How Do You Pumpkin? Health Benefits of Pumpkin
When you think about pumpkins, what comes to mind? Jack-o’-lanterns? Pumpkin pie? Pumpkin lattes? Well, there are numerous health benefits of pumpkins. Here are six surprising health benefits of pumpkins: […]
Open Enrollment: Individual Insurance vs Group Insurance
How does group insurance and individual insurance fit in to open enrollment? We often get clients who are confused about what qualifies as group insurance and individual insurance. We at Cosmo Insurance have […]
IRS Instructions for 2020 Reporting Forms
The Internal Revenue Service (IRS) has issued further instructions for 2020 reporting forms 1094-B, 1094-C, 1095-B, and 1095-C. The instructions are as follows: The due date for providing Form 1095-C to employees […]
