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daylight savings time

Fall Back This Halloween Weekend

It’s almost time to get back that hour of sleep you lost last spring with the return of Standard Time.

Every Fall, we say good-bye to Daylight Saving Time and hello to Standard Time when most Americans turn their clocks back one hour.

Standard Time returns at 2 a.m. on Sunday, November 1. That means if you’re staying in Saturday night, which just happens to be Halloween, you’ll want to turn your clocks back one hour before you go to bed. If you’re out at 2 a.m., set your clocks back an hour when you wake up in the morning.

Cosmo Insurance Agency is a full-service independent insurance agency based in Hackensack (Bergen County) and Lakewood (Ocean County), New Jersey that offers an all-encompassing range of insurance options for both individuals and businesses. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating our knowledge of the insurance guidelines for healthcare, employee benefits, life insurance, self-insurance, dental, disability, and long term care insurance, we keep our clients up-to-date with affordable plans that cover all their specific insurance needs.

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2024