What Is a Health Insurance Broker?

health insurance broker

A health insurance broker is a licensed benefits professional who can help you research, buy, set up, and manage your health insurance experience from start to finish.  Brokers exist in […]

School Mask Mandate Will Be Lifted

school mask mandate

Governor Phil Murphy announced that masks and facial coverings will no longer be mandated for students, staff, or visitors in schools and childcare centers effective Monday, March 7, 2022.  “I […]

What Group Benefits Does Cosmo Offer?

cosmo services

Health – We customize an affordable plan that fits your company’s needs and helps with employee recruitment and retention. Self Funded/Level Funded – A flexible, self-insured plan features cost savings […]

New OTC COVID-19 Testing Coverage Guidance

otc covid 19 testing

The Departments of Labor (“DOL”), Health and Human Services (“HHS”), and the Treasury (collectively, “the Departments”) released additional guidance to assist group health plans in implementing the over-the-counter (“OTC”) COVID-19 […]

Annual Out-of-Pocket Maximums for 2023

out of pocket maximums

On December 28, 2021, the Department of Health and Human Services (“HHS”) published the “payment parameters” portion of its Annual Notice of Benefit and Payment Parameters for 2023 (“the Notice”). […]

Medicare Part D – CMS Notification Reminder

medicate part d

Employers sponsoring a group health plan (whether insured or self-insured) need to report information on the creditable (or non-creditable) status of the plan’s prescription drug coverage to the Centers for […]

Stress and Heart Health

family in field

What’s stressful to one person isn’t for another. Happy events and unhappy events can cause stress. Everyone feels and reacts to stress in different ways. How much pressure you experience […]