What Is a Health Insurance Broker?
A health insurance broker is a licensed benefits professional who can help you research, buy, set up, and manage your health insurance experience from start to finish. Brokers exist in […]
School Mask Mandate Will Be Lifted
Governor Phil Murphy announced that masks and facial coverings will no longer be mandated for students, staff, or visitors in schools and childcare centers effective Monday, March 7, 2022. “I […]
Record Health Insurance Sign-Ups During Open Enrollment in NJ
Governor Phil Murphy and Department of Banking and Insurance Commissioner Marlene Caride today announced more than 324,000 New Jerseyans signed up for health coverage through Get Covered New Jersey during […]
What Group Benefits Does Cosmo Offer?
Health – We customize an affordable plan that fits your company’s needs and helps with employee recruitment and retention. Self Funded/Level Funded – A flexible, self-insured plan features cost savings […]
Why Use Cosmo Insurance As Your Employee Benefits Broker?
We customize strategic solutions that put you in control. Our special advocacy team takes extra steps to fight claim denials Streamlined information that is easy-to-follow and understand Strong emphasis and […]
Can Your Driving Record Affect Your Life Insurance Rates?
When applying for life insurance coverage, you will be asked about your overall health, if you smoke, and your family history but one question that gets asked that many people […]
New OTC COVID-19 Testing Coverage Guidance
The Departments of Labor (“DOL”), Health and Human Services (“HHS”), and the Treasury (collectively, “the Departments”) released additional guidance to assist group health plans in implementing the over-the-counter (“OTC”) COVID-19 […]
Annual Out-of-Pocket Maximums for 2023
On December 28, 2021, the Department of Health and Human Services (“HHS”) published the “payment parameters” portion of its Annual Notice of Benefit and Payment Parameters for 2023 (“the Notice”). […]
Medicare Part D – CMS Notification Reminder
Employers sponsoring a group health plan (whether insured or self-insured) need to report information on the creditable (or non-creditable) status of the plan’s prescription drug coverage to the Centers for […]
Stress and Heart Health
What’s stressful to one person isn’t for another. Happy events and unhappy events can cause stress. Everyone feels and reacts to stress in different ways. How much pressure you experience […]
