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cosmo employee benefits

Why Use Cosmo Insurance As Your Employee Benefits Broker?

We customize strategic solutions that put you in control.

  • Our special advocacy team takes extra steps to fight claim denials
  • Streamlined information that is easy-to-follow and understand
  • Strong emphasis and focus on claims
  • Online enrollment streamlined to reflect today’s technology
  • A wellness program to maintain employee retention and encourage employees to stay healthy
  • Employee Assistance Program to help with personal issues that may affect employee performance
  • Teladoc services for care from the safety of your home
  • Personal approach in working with every client
  • Dedicated account manager for your business and employees year-round

We insure over 20K lives and service 1000+ groups nationwide.

We’ve also saved our clients:

  • 1.3 Billion in Premium Savings
  • 1.4 Billion in Claims Savings
  • Over 20K lives insurance 

Cosmo Insurance Agency is a full-service independent insurance agency based in Hackensack (Bergen County) and Lakewood (Ocean County), New Jersey that offers an all-encompassing range of insurance options for both individuals and businesses. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating our knowledge of the insurance guidelines for healthcare, employee benefits, life insurance, self-insurance, dental, disability, and long term care insurance, we keep our clients up-to-date with affordable plans that cover all their specific insurance needs.