Self Funded/Level Funded – A flexible, self-insured plan features cost savings and company control while still offering comparable insurance benefits.
Dental – We offer next-day coverage for basic and major services and preventive care, (varies by carrier). Vision Protect your team’s vision with coverage for annual exams, surgical procedures, glasses, contact lenses and more.
Group Life & Disability – Show how your company values team members’ families with group life insurance as part of your benefits.
MEC plan – Ensure your company offers the minimum essential coverage as detailed by the Affordable Care Act to avoid additional taxes.
PEO – Save on premiums with all your benefits under one umbrella including employee benefits, compliance support, payroll, HR and Workers Comp.
Let us provide personalized insurance options based on your company and employee needs. Simply reach out to us for a free quote.
Cosmo Insurance Agency is a full-service independent insurance agency based in Hackensack (Bergen County) and Lakewood (Ocean County), New Jersey that offers an all-encompassing range of insurance options for both individuals and businesses. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating our knowledge of the insurance guidelines for healthcare, employee benefits, life insurance, self-insurance, dental, disability, and long term care insurance, we keep our clients up-to-date with affordable plans that cover all their specific insurance needs.