Life insurance companies are struggling with their current models. Since 2014, premiums for U.S. life insurers have fallen at an average annual rate of 4%, the industry’s return on equity has been flat, and
Celebration Of Life Day is when we take a step back and truly appreciate our children and grandchildren. Granted, some may do this on an everyday basis, but it’s an opportunity to look at
January is a time to get your life balanced. Life can be overwhelming, especially when juggling work, health, and free time with your friends & family. Balancing your finances is an important part of
According to the U.S. Department of Health and Human Services, 70% of those age 65 and up will need some sort of long-term care. Paying out of pocket is out of reach for most
Life crisis happen abruptly and not being prepared can be scary. Not having life insurance and savings for it can be detrimental if you happen to lose a loved one and are left with
Life insurance is the most important form of assets. In a time of crisis, the last thing that we want our loved ones to worry about is financial security. At Cosmo we customize life
Term life insurance policy: The most basic life insurance that can be purchased. Term life insurance offers just pure death benefit protection only, without any cash value build ups within the policy. Because of
1. Retirees avoid life insurance: Life insurance companies know that it’s harder to maintain health when you’re older. Because of that, they’re a bit more lenient when deciding which health class you qualify for.
Have a lot questions about purchasing life insurance? We created this info graph for potential customers who are thinking about buying life insurance: Cosmo Insurance can help you sign up for life insurance all
Showing your employees they are valuable can boost overall job satisfaction. This creates a positive work environment and loyalty in the company. According to the Guardian Workplace Benefits Study, eight out of ten employees
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