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sleep mask

Relieve Stress at Bedtime

What’s your usual pre-bed routine? Checking your email, watching late-night talk shows, or reading mystery thrillers? If it’s any of the above, you may be overstimulating your system instead of soothing it into snooze

nurse with family

No Surprises Act Altered by Court Order

Under the No Surprises Act (“NSA”), when out-of-network (“OON”) providers cannot agree to a payment amount from insurers, the payment amount is determined by an Independent Dispute Resolution (“IDR”) process. On February 23, 2022,

make the most of health plan

Make the Most of Your Health Plan

When you know what benefits your health plan offers, you’re more likely to get the kind of convenient, affordable care that’s important to you. Here are five ways you can get the most out

health insurance broker

What Is a Health Insurance Broker?

A health insurance broker is a licensed benefits professional who can help you research, buy, set up, and manage your health insurance experience from start to finish.  Brokers exist in lots of professions: Insurance,

otc covid 19 testing

New OTC COVID-19 Testing Coverage Guidance

The Departments of Labor (“DOL”), Health and Human Services (“HHS”), and the Treasury (collectively, “the Departments”) released additional guidance to assist group health plans in implementing the over-the-counter (“OTC”) COVID-19 testing coverage requirements previously

out of pocket maximums

Annual Out-of-Pocket Maximums for 2023

On December 28, 2021, the Department of Health and Human Services (“HHS”) published the “payment parameters” portion of its Annual Notice of Benefit and Payment Parameters for 2023 (“the Notice”). HHS historically publishes the

state health coverage

State Health Coverage Reporting Requirements 2021

The IRS has made permanent an automatic 30-day extension to March 2, 2022 for furnishing Affordable Care Act (“ACA”) Forms 1095-C (or 1095-B) to full-time employees and other individuals to demonstrate proof of health

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Amazon Pharmacy Home Delivery Option for Horizon Members

Horizon’s Commercial market members enrolled in health plans with Horizon Pharmacy now have a new prescription home delivery option: Amazon Pharmacy. With Amazon Pharmacy, eligible members can expect: Easy online sign-up with the option

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Health Insurance Options After Getting Married

Getting married is an exciting time with lots of changes, but don’t forget to look at your health insurance options! Did you know that getting married is considered a qualifying event? That means you

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2024