When you know what benefits your health plan offers, you’re more likely to get the kind of convenient, affordable care that’s important to you. Here are five ways you can get the most out of your health plan and get a jump on the year ahead.
These past two years have made it clear that managing your health should be as simple as possible. You can find an in-network doctor, specialist, hospital, lab, or urgent care center as well as the medical, hospital, dental, lab, or vision services your plan covers. You can also access your ID cards, check claims and explanations of benefits (EOB) and consult a doctor through telemedicine services.
Pick a primary care doctor
Everyone could use a healthcare champion, and a primary care provider or PCP can fill that role. You can see a PCP for annual wellness check-ups, care for everyday illnesses, or help with managing chronic conditions. In some health plans, a PCP must refer you to see a specialist.
Understand your coverage
Your health plan may offer some unexpected benefits, especially now. COVID-19 testing for medical reasons and vaccines are covered at no cost to members. Knowing which medical services are covered by your health plan can help ensure you receive the best care while avoiding added costs or unnecessary stress.
It’s your health. Understand it at a deeper level.
Keeping track of all of your health information is critical to making the right health care decisions for you and your family.
For any unexpected health challenges in 2022, we’re with you. Make sure to confirm that your specific plan makes you eligible to take advantage of any of these programs.
Cosmo Insurance Agency is a full-service independent insurance agency based in Hackensack (Bergen County) and Lakewood (Ocean County), New Jersey that offers an all-encompassing range of insurance options for both individuals and businesses. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating our knowledge of the insurance guidelines for healthcare, employee benefits, life insurance, self-insurance, dental, disability, and long term care insurance, we keep our clients up-to-date with affordable plans that cover all their specific insurance needs.