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Why Using Your Preventative Health Care Benefits Can Lead To Lower Cost on Health Insurance

We can all agree that free stuff is amazing.  If you purchase a health insurance plan or get one through your employer, you have access to over 75 free preventive benefits.  The list is endless, it includes: exams, screenings, counseling, supplements, and other benefits.  Depending on your health insurance plan you can get access to many of these amazing benefits:

 •Periodic medical exams (including gender-specific exams).

•Health education, including nutrition education.

•Immunization against infectious disease.

•Counseling on inheritance of genetically determined disease.

Not only do you get these health benefits for free with your plan, you also get the assurance of knowing that you are healthy.  Using these benefits will keep you healthy and more eligible to get better health care in the future.  The better your health, the lower your costs are likely to be.

Specific health care benefits may vary by state. Even within the same state, there can be small differences between health insurance plans. When you fill out your application and compare plans, you’ll see the specific health care benefits each plan offers.

Don’t be deceived by insurance agencies allowing them to sell you plans from their preferred carriers so that they can clinch the sale and leave you with obstacles to solve.

When you reach out to Cosmo, our health insurance brokers in New Jersey spend all the time necessary to determine what your needs and priorities are. We are independent and offer plans from a large spectrum of reputable carriers. We explain your options in great detail and clarity– down to the fine print – so that you can choose a plan that will satisfy you for the long term.  Call us at 732-363-3888.