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The Affordable Care Act and Free Preventative Screenings

If you’re a healthy person, you may wonder why you’re required to buy health insurance. For some, it may seem like money would be better spent elsewhere. But just because you’ve enjoyed good health until this point, that doesn’t mean you won’t encounter health issues down the road.

Some illnesses and other health concerns may be present within your body long before you notice any symptoms. And by the time you do notice, it may be more difficult—or even too late—to treat. That’s what makes preventative screenings so important. And since the Affordable Care Act was passed, that health insurance policy you weren’t so sure about can cover certain screenings at no cost to you.

Apart from treating illnesses once they present themselves, you doctor can also help monitor your overall health with each annual checkup. This is a good way to catch any potential issues before they become worse later on.

So long as you visit in-network healthcare providers, the following preventative services may be offered at no cost.

  • Annual physicals
  • Certain approved immunizations
  • Cholesterol screening
  • Blood pressure screening
  • Breast cancer mammography screening
  • Cervical cancer screening
  • Colorectal cancer screening
  • Anemia screening
  • Urinary tract or other infection screening
  • Osteoporosis screening
  • Abdominal aortic aneurysm screening
  • Diabetes (Type 2) screening
  • Gestational diabetes screening
  • Contraception and counseling
  • Preventive services for children
    • Certain approved immunizations
    • Vision screening
    • Sickle cell screening
    • Autism screening
    • Developmental screening and behavioral assessments

Since health insurance is required of everyone, you might as well take advantage of what it can offer you and your family. Contact your insurance agent to learn more about available plans and which of your trusted doctors are already in-network.

Protect the health of your loved ones. Call Cosmo Insurance Agency at (732) 363-3888 for more information on New Jersey health insurance.

Heart disease is the leading cause of death for men and women in the United States. Every year, 1 in 4 deaths are caused by heart disease.

The good news? Heart disease can often be prevented when people make healthy choices and manage their health conditions. Communities, health professionals, and families can work together to create opportunities for people to make healthier choices.

Make a difference in your community: Spread the word about strategies for preventing heart disease and encourage people to live heart healthy lives.

How can American Heart Month make a difference?

We can use this month to raise awareness about heart disease and how people can prevent it — both at home and in the community.

Here are just a few ideas:

– Encourage families to make small changes, like using spices to season their food instead of salt.
– Motivate teachers and administrators to make physical activity a part of the school day. This can help students start good habits early.
– Ask doctors and nurses to be leaders in their communities by speaking out about ways to prevent heart disease.

For more information about New Jersey health insurance, give Cosmo Insurance Agency a call at 732-363-3888 today!

(Source:healthfinder.gov)

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