The Biden-Harris Administration, through the Centers for Medicare & Medicaid Services (CMS), is taking several steps that will make it easier for the American people to sign up for quality, affordable health insurance and reduce health
When looking for insurance, whether it’s health, employee benefits, life, dental, disability, or long-term care insurance, you can purchase that policy from either a broker or an agent. A broker represents you and/or your
The deadline to enroll in free or reduced-price health insurance through the federal marketplace is approaching. The program, established through the $1.9 trillion American Rescue Plan passed in March, is available for those who
Open Enrollment occurs once a year, usually from November 1 to January 31. It’s typically the only time you can enroll in health insurance coverage unless you have a major life event. As part
Absolutely! Using an insurance broker is free! There is no charge to the consumer for their services because most insurance companies pay the agent and broker. And, since the department of insurance regulates prices,
Life throws many unexpected things at all of us. While we usually can’t stop these situations from occurring, we can protect ourselves. That’s why having insurance is essential for you to have should a
The American Rescue Plan Act (ARPA) was signed into law on March 11, 2021. The Act includes a 100% COBRA subsidy available to assistance eligible individuals (“AEIs”) who are COBRA qualified beneficiaries (“QBs”) because
As we all know by now, the federal government recently passed a COVID-19 relief bill called the American Rescue Plan Act of 2021, which was signed into law by President Biden on March 11,
This notice provides guidance on the duration of the COVID-19-related relief provided by Employee Benefits Security Administration (EBSA) Disaster Relief Notice 2020-01 (“Notice 2020-01”) and the Notice of Extension of Certain Timeframes for Employee
Health insurance helps pay the costs for medical care that you or covered dependents receive. Without it, you may pay the full cost for all your care. Most health plans provide you with a
Cosmo Insurance Agency is a full-service independent insurance agency based in New Jersey that offers an all-encompassing range of insurance options for both individuals and businesses.
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