The Biden-Harris Administration, through the Centers for Medicare & Medicaid Services (CMS), is taking several steps that will make it easier for the American people to sign up for quality, affordable health insurance and reduce health disparities in communities across the country.
Beginning this year, buyers will have an extra 30 days to review and choose health plans through Open Enrollment, which will run from November 1, 2021, through January 15, 2022.
CMS is also expanding services provided by Federally-facilitated Marketplace (FFM) Navigators experts who help consumers, especially underserved communities, understand their benefits and rights, review options, and enroll in Marketplace coverage. Additionally, CMS will re-launch its “Champions for Coverage” program. The program currently includes more than 1,000 local organizations that provide outreach and education about the Health Insurance Marketplace and how consumers can enroll in coverage through HealthCare.gov, Medicaid, or the Children’s Health Insurance Program (CHIP).
Cosmo Insurance Agency is a full-service independent insurance agency based in Hackensack (Bergen County) and Lakewood (Ocean County), New Jersey that offers an all-encompassing range of insurance options for both individuals and businesses. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating our knowledge of the insurance guidelines for healthcare, employee benefits, life insurance, self-insurance, dental, disability, and long term care insurance, we keep our clients up-to-date with affordable plans that cover all their specific insurance needs.