Absolutely! Using an insurance broker is free! There is no charge to the consumer for their services because most insurance companies pay the agent and broker. And, since the department of insurance regulates prices, you won’t see different prices from different agents.
Cosmo Insurance Agency does not charge for any of our services, we offer free consultations with our brokers, and our claims department is 100% free of charge. We’re here to make things happen as easily as possible.
Cosmo Insurance Agency is a full-service independent insurance agency based in Hackensack (Bergen County) and Lakewood (Ocean County), New Jersey that offers an all-encompassing range of insurance options for both individuals and businesses. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating our knowledge of the insurance guidelines for healthcare, employee benefits, life insurance, self-insurance, dental, disability, and long term care insurance, we keep our clients up-to-date with affordable plans that cover all their specific insurance needs.