As part of FAQ 51, the Departments of Labor, Health and Human Services, and the Treasury (together, the “Departments”) issued guidance clarifying several Affordable Care Act (“ACA”) preventive care coverage issues applicable to non-grandfathered
Did you miss the open enrollment period? Well you might qualify for Special Enrollment Period. SEP is a time outside the yearly Open Enrollment Period when you can either modify your current plan or
Horizon has always been committed to making sure members have access to the care they need. To make it easier for their members to get care during the COVID-19 public health emergency, fully insured
The New Jersey Department of Banking and Insurance has released a notice regarding expanded coverage requirements for COVID-19 testing. The Families First Coronavirus Response Act and the Coronavirus Aid, Relief, and Economic Security Act have taken
The No Surprises Act protects people covered under group and individual health plans from receiving surprise medical bills when they receive most emergency services, nonemergency services from out-of-network providers at innetwork facilities and services
Beginning January 15, 2022, eligible members can go to a retail pharmacy and obtain up to eight tests at the pharmacy counter without member cost sharing when the tests are used to diagnose a COVID-19
Health insurance companies will have to cover the cost of over-the-counter Covid-19 tests starting Saturday, January 15, under a Biden administration plan that strives to make it more affordable for people to screen for
What is the difference between group plan year and calendar year? This is a very common question. The deductible limit is the maximum amount covered in a given year an individual usually has to
Cosmo Insurance Agency not only strives to provide the most flexible insurance options, but we also want to do it at the lowest cost possible. All insurance brokers can offer the same plans, but
Due to the holiday weekend, Get Covered New Jersey has been experiencing high volumes of activity for deadline coverage of January 1, 2022. So great news Get Covered NJ is extending the January 1st
Cosmo Insurance Agency is a full-service independent insurance agency based in New Jersey that offers an all-encompassing range of insurance options for both individuals and businesses.
Disclaimer: The information on this website is for informational and educational purposes only and is not a substitute for competent insurance, legal or tax advice and you should consult with a licensed professional in your state.
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