The New Jersey Department of Banking and Insurance has released a notice regarding expanded coverage requirements for COVID-19 testing.
The Families First Coronavirus Response Act and the Coronavirus Aid, Relief, and Economic Security Act have taken effect and now require health insurance carriers to cover FDA over-the-counter COVID-19 tests, with or without an order or individualized clinical assessment. Also, health insurance carriers must include and display information concerning the coverage of over-the-counter COVID-19 tests on their website.
Cosmo Insurance Agency is a full-service independent insurance agency based in Hackensack (Bergen County) and Lakewood (Ocean County), New Jersey that offers an all-encompassing range of insurance options for both individuals and businesses. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating our knowledge of the insurance guidelines for healthcare, employee benefits, life insurance, self-insurance, dental, disability, and long term care insurance, we keep our clients up-to-date with affordable plans that cover all their specific insurance needs.