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health insurance cover pregnancy

Does Health Insurance Cover Pregnancy?

All primary health insurance plans cover pregnancy and childbirth. Under the Affordable Care Act, pregnancy and maternity care are among the ten essential health benefits that must be covered by health insurance plans offered

vitamin d depression

Vitamin D and Depression

The “sunshine vitamin,” also known as Vitamin D, is recognized for helping our bodies build strong bones, but research has shown that it could help ease the symptoms of depression.  In a review published

balance billing

What Does Balance Billing Mean?

Balance billing is when a provider or hospital bills you for the difference between their original bill and the amount your insurance paid plus any copay, coinsurance, and deductible payments. Using an in-network provider

BlueCross BlueShield

Exclusive Access as a BCBSNJ Member

Are you a member of Horizon Blue Cross Blue Shield in New Jersey? Did you know that as a member you have exclusive access to the secure member web portal at HorizonBlue.com/register and the Horizon Blue app.

inflation adjusted rates

New Inflation Adjusted Rates for 2022

Internal Revenue Service (IRS) has announced the new inflation-adjusted rates for the calendar year 2022. For Health Savings Accounts (HSAs), the annual contribution amount in 2022 for an individual with self-only coverage under a

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Difference Between On-Exchange and Off-Exchange?

Buying health insurance has gotten easier over the last few years, but it can still be confusing with all the random health insurance jargon is thrown your way. Once you understand what some of

out of pocket max adjustments 2022

Annual Out-of-Pocket Max Adjustments for 2022

On April 30, 2021, the Department of Health and Human Services (“HHS”) published its Annual Notice of Benefit and Payment Parameters for 2022. This guidance is a final rule that addresses certain provisions of

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2024