Securing your future with comprehensive coverage

Find the best plan for you with the #1 health insurance agency in New Jersey
Click Here

BlueCross BlueShield

Exclusive Access as a BCBSNJ Member

Are you a member of Horizon Blue Cross Blue Shield in New Jersey?

Did you know that as a member you have exclusive access to the secure member web portal at and the Horizon Blue app. Once registered, you can:

  • Pay your monthly premium. Register for auto-pay, so you never miss a payment.
  • View and share your member ID card.
  • Chat with a nurse or get care from a doctor through video or chat.
  • Review your claims and benefits information, and review your Explanation of Benefits (EOB) statements.
  • Connect to Member Services to get answers to your coverage questions.
  • And much more.

As a Horizon BCBSNJ member, you have access to doctors and hospitals throughout New Jersey. Using in-network health care professionals will keep your out-of-pocket costs low.

You can rest assured that we’ll be here for you to help you achieve your best health.

Cosmo Insurance Agency is a full-service independent insurance agency based in Hackensack (Bergen County) and Lakewood (Ocean County), New Jersey that offers an all-encompassing range of insurance options for both individuals and businesses. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating our knowledge of the insurance guidelines for healthcare, employee benefits, life insurance, self-insurance, dental, disability, and long term care insurance, we keep our clients up-to-date with affordable plans that cover all their specific insurance needs.