The “No Surprises Act” is new legislation that protects patients against surprise medical bills when they receive out-of-network services during an emergency visit or from a provider at an in-network hospital without advance notice.
The COVID-19 (Coronavirus) outbreak has caused a lot of changes in the insurance world. We’ve put this Carrier Enhancements COVID-19 FAQ to highlight updates carriers have made to their plans including Telemedicine, free COVID-19
On December 17, 2021, in a 2-1 decision, the 6th Circuit Court of Appeals allowed the Occupational Safety and Health Administration’s (“OSHA”) Vaccination and Testing Emergency Temporary Standard (“ETS”) to move forward by lifting
According to the ACA, companies with 50 or more full-time employees must provide minimum essential health coverage. Companies with common ownership are treated as a single employer. The branches or franchises are combined into
6055 – Minimum Essential Coverage (MEC) Requires health insurers (carriers) and sponsors of self-insured health plans to provide covered individuals and the IRS with information on MEC for a calendar year (CY). Information in
Open Enrollment is a yearly period when individuals/families and businesses can enroll in a new health insurance plan or make changes to their existing plan. In most states, Open Enrollment runs from November 1st
On November 23, 2021, the Office of Personnel Management and the Departments of Labor, the Treasury, and Health and Human Services (collectively, “the Departments”) published interim final regulations under the Consolidated Appropriations Act, 2021
Many businesses with an Employee Assistance Program, also known as EAP providers, may not realize all the resources they can access through such programs. An EAP offers a span of services to help employees
Protecting your employees’ income may not be your first priority, but should it be? How long do you think your employees could pay their bills if their income stopped? If they become too sick
More health insurance carriers are available on the Affordable Care Act’s exchange for 2022. Here is a list of ACA carriers by state: Alabama Blue Cross and Blue Shield of Alabama Humana Bright Health
Cosmo Insurance Agency is a full-service independent insurance agency based in New Jersey that offers an all-encompassing range of insurance options for both individuals and businesses.
Disclaimer: The information on this website is for informational and educational purposes only and is not a substitute for competent insurance, legal or tax advice and you should consult with a licensed professional in your state.
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