Who pays the insurance premium? You can choose to pay for all, part, or none of the premium of group disability insurance. If your budget is tight, employees could pick up the entire cost of the premium with voluntary short-term or long-term disability insurance.
You may think it won’t happen to me. But your chances of experiencing a disability that lasts three months or more are higher than you think. Long-term disability can come at a low cost compared to the potential benefit. Contact us at Cosmo Insurance today to discuss quoting options for your group. We will need an up-to-date census with each employee’s gender, DOB, job title, & salary.
Cosmo Insurance Agency is a full-service independent insurance agency based in Hackensack (Bergen County) and Lakewood (Ocean County), New Jersey that offers an all-encompassing range of insurance options for both individuals and businesses. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating our knowledge of the insurance guidelines for healthcare, employee benefits, life insurance, self-insurance, dental, disability, and long term care insurance, we keep our clients up-to-date with affordable plans that cover all their specific insurance needs.
