The No Surprises Act protects people covered under group and individual health plans from receiving surprise medical bills when they receive most emergency services, nonemergency services from out-of-network providers at innetwork facilities and services
Beginning January 15, 2022, eligible members can go to a retail pharmacy and obtain up to eight tests at the pharmacy counter without member cost sharing when the tests are used to diagnose a COVID-19
The New York City Council has approved a bill that would require NYC employers with four or more employees to include salary ranges in job postings and/or advertisements. The bill is currently before new Mayor Eric Adams for
On December 21, 2021, the IRS released Notice 2022-04, announcing that the adjusted applicable dollar amount used to determine the PCOR fee for plan years ending on or after October 1, 2021 and before
What is the difference between group plan year and calendar year? This is a very common question. The deductible limit is the maximum amount covered in a given year an individual usually has to
Cosmo Insurance Agency not only strives to provide the most flexible insurance options, but we also want to do it at the lowest cost possible. All insurance brokers can offer the same plans, but
As a business owner or human resource representative, you want to direct your employees to your company’s benefits, so they don’t have to go to the individual marketplace for affordable health, vision, and dental
OSHA delayed enforcement of the vaccination requirements of the ETS until January 10, 2022, and will wait until February 9, 2022, to start enforcing the optional testing component of the ETS. Both of those
Providing excellent communication about employee benefits is critical in boosting employee morale and increasing participation in insurance plans. Discussing employee benefits can be challenging, but it’s essential to have a strategy to communicate benefits
Dental insurance might not be on the top of your wish list, but there are plenty of reasons it should be! Teeth are more than just a pretty smile. Working Americans lose an estimated
Cosmo Insurance Agency is a full-service independent insurance agency based in New Jersey that offers an all-encompassing range of insurance options for both individuals and businesses.
Disclaimer: The information on this website is for informational and educational purposes only and is not a substitute for competent insurance, legal or tax advice and you should consult with a licensed professional in your state.
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