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Why You Should Offer Group Dental Insurance

When deciding which employee benefits you should provide at your company, don’t overlook dental insurance. Dental caries (also known as tooth decay) remains the most prevalent chronic disease in children and adults, though it is largely preventable. Having access to dental health preventative care can keep your employees and their family’s teeth healthy and help them to have overall good health. 
If someone’s tooth is hurting, or they cannot chew properly, they aren’t going to be able to focus at work. 
1 in 4 Americans under 65 don’t have dental insurance.
Dental procedures are notoriously expensive and often require aftercare and check-ups. Without the safety net of dental insurance, patients often fall into debt or avoid getting help for their dental issues at all. The longer one procrastinates getting care, the more expensive the procedures needed become.
92% of adults have had dental caries in their permanent teeth and 26% of untreated decay. 
Untreated decay and cavities can cause someone to be unable to eat or speak properly. Simple preventative cleanings and quickly discovering and treating the cavities can prevent any long suffering that could effect job performance. If you offer group dental insurance and group health insurance, your employees will be able to get the preventative care and basic treatments they need to stay healthy and focus on their family and their work. It also keeps them from falling into debt, which causes stress, anxiety and depression that can further effect their mindset. 
Preventative Care Saves Lives
Nearly 50,000 people are diagnosed with Oral Cancer each year, and nearly 10,000 of oral cancer sufferers die each year. During regular dental health screenings, dentists check for signs of oral cancer. If oral cancer is found early there is a much better chance of survival with early diagnosis. When people have to pay out-of-pocket costs for dental screenings, they are likely to fore-go them and diseases go diagnosed.
If you offer Group Dental Health Insurance you are likely to have better, more loyal employees with good health and a higher moral. Call Cosmo Insurance today to find group insurance plans that work for you, your company, and your employees. 732-363-3888