Group health insurance or employee benefits health insurance is a health policy that you receive through your employer. The employer pays for a portion of the premium with you.
Your employer often splits the cost of premiums with you.
Your employer does all of the work choosing the plan options.
Premium contributions from your employer are not subject to federal taxes, and your contributions can be made pre-tax, which lowers your taxable income.
Deciding on whether to purchase your own individual health insurance plan or accepting your employer health insurance can be difficult. Think about your needs and financial situation to decide on what to go with.
Cosmo Insurance Agency is an independent insurance agency serving surrounding communities in New Jersey. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating the latest in technology-based tools and laws on healthcare, employee benefits, life insurance and finance, we keep our clients up-to-date with the plans that encompass all of their needs, whether it is individual or group insurance.
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