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Why Open Enrollment Matters

Open Enrollment is coming up in only a little over a month! Starting November 1, you an enroll or re-enroll in programs that can save you money on your health insurance.

It is the time of the year where you have the opportunity to ensure that you have the best possible benefits coverage for both you and your family.

But that’s not all. Open Enrollment Matters because you can:

  • Select the benefits that are best for you

    Look at your current benefit elections and ask yourself:

    How well does my current plan fit my needs?
    Does it cover the services I need?
    Is there another type of plan that’s better suited for my healthcare, lifestyle or budget?

  • Consider additional ways to save on healthcare, dependent care and commuter costs

    Consumer-Directed Benefits, such as Health Savings Accounts (HSAs), Healthcare Flexible Spending Accounts (FSAs),Dependent Care FSAs and Commuter Benefits, provide a tax break and an easy way to manage every day, eligible expenses.

  • Plan ahead for your needs in the coming year

    Look at last year’s expenses as a starting point, then think about your 2017 expenses:

    Are you anticipating big out-of-pocket expenses in the coming year?
    Are you planning to expand your family?
    Will you commute to work?
    The answers to these questions should help guide your decision-making.

Open Enrollment takes place over an extended time period for a reason: Evaluating and weighing your options takes time. You may be losing out on new and better plans and valuable savings. Contact Cosmo Insurance Agency and we will guide you through Open Enrollment 2018 and help you choose the best option for yourself.

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Source: https://www.wageworks.com/employees/open-enrollment-center/open-enrollment-101/