Open enrollment is coming! November 1st marks the beginning of New Jersey’s open enrollment period. Cosmo is here to help you know what you need to so before joining a plan. Before open enrollment begins between October 1st and November 1st you should:
Review your medical activity and expenses during 2020, and think about anticipated medical expenses for next year.
Estimate your household income for 2021 if you think you’ll qualify for subsidies.
Make a list of your must have doctors and medical facilities.
Decide who needs to be on your plan.
Do your kids need to be on your plan or can they get coverage through another source (school, work, etc.)?
Gather all SSN, visa number etc.
Once you have everything together wait until November 1st and reach out to Cosmo Insurance Agency for all 2021 plan options.
Cosmo Insurance Agency is a full-service independent insurance agency based in Hackensack (Bergen County) and Lakewood (Ocean County), New Jersey that offers an all-encompassing range of insurance options for both individuals and businesses. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating our knowledge of the insurance guidelines for healthcare, employee benefits, life insurance, self-insurance, dental, disability, and long term care insurance, we keep our clients up-to-date with affordable plans that cover all their specific insurance needs.