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What to Know Before Purchasing Life Insurance

Why do we call life insurance, life insurance, why don’t we call it death insurance? Because life insurance is a legacy you pass on to your loved ones so they can continue living a happy life. Life insurance lives on forever!

Love is the greatest part of life. We never want to leave a burden on our loved ones. That’s why we are here to talk about life insurance:

What does life insurance cover?

Life insurance covers all expenses including: funeral cost, debt, monthly bills, college tuition, partner’s retirement, children’s weddings, and other costs.

How much life insurance do I need?

The rule of thumb is that you need 8-10X your income. However we would provide a full analysis so that the plan you choose will suit your lifestyle. Sitting with clients can sometimes bring a lot of humor. There are times I hear couples speak about their opposite life styles and interests, but we always end up with a happy medium. There is so much stress when a loved one is lost, but having a life insurance plan will lift the financial burden off of you.

You will die, but no one knows when. It could be today, tomorrow, or 50 years into the future, but it will happen eventually. Life insurance protects your family from the unknown and helps them through an otherwise difficult time of loss. We offer so many options to choose from!

Term, rop, permanent life and whole life. Please call us to review the best option or follow for our next life insurance segment explaining all options

Contact Cosmo Insurance to purchase a life insurance plan. 732-363-3888.