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National Mom and Pop Business Owners Day: Why Small Businesses Need Health Insurance?

Today is national Mom and Pop business owner’s day, this day is to honors all small business owners.

According to the U.S. Small Business Administration, there are more than 27 million small businesses in the United States.

Small businesses are a vital part of the United States economy.  These businesses are not always appreciated for the critical role that they play.  We can show them their much-deserved appreciation on National Mom and Pop Business Owners Day.

Owning your own business is a goal that many people strive to attain.  It takes long hours, hard work and much dedication.  Countless hours of nurturing the business are needed in the process of growing the business.  From starting out to building and expanding, a successful small business is the goal of every owner. 

Some of these Mom and Pop shops are handed down from one generation to the next while others are new start-ups.   “Mom and Pop” businesses offer superior customer service as the owners take personal pride in their operations as well as pride in their communities.

Mom and Pop shops don’t forget about health insurance!

One major benefit that the group insurance market has over the individual insurance market is that enrollees are not bound to their plan choice for the year. You are permitted to make plan changes throughout the year in the event that a particular need arises. Also, you are able to write your health insurance off as a tax deductible

Having health insurance guarantees you discounted rates for health care services. Insurance companies negotiate rates with health care providers which gives patients lower payments.

Health insurance plans often come with deductibles and co pays.  Even if you have to pay a co-pay upon arriving at a health care service, health insurance will still save you money in the long run.

Cosmo can help you find the plan that fits your needs. Give us a call at 732-363-3888 to get enrolled in amazing health insurance plans at amazing rates!

Cosmo Insurance Agency is an independent insurance agency serving surrounding communities in New Jersey. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating the latest in technology-based tools and laws on healthcare, employee benefits, life insurance and finance, we keep our clients up-to-date with the plans that encompass all of their needs, whether it is individual or group insurance.