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Health Insurance Open Enrollment for 2023

Open Enrollment for 2023 health insurance is here, which means it is time for you to complete or update your Get Covered New Jersey application with any changes, such as income or family size, and enroll in coverage for 2023!

Plans and prices change every year, and there are more choices available for 2023, so we encourage you to shop and compare plans to find the coverage that best fits your needs and budget.

Due to the American Rescue Plan Act, the Inflation Reduction Act, additional state subsidies from the State of New Jersey, and other federal legislation, record amounts of financial assistance are still available for 2023 coverage. 9 out of 10 enrollees will be eligible for aid.

Most 2022 Enrollees will Be Automatically Renewed So Be Sure to Make 2023 Updates

Similar to last year, Get Covered New Jersey will automatically renew most individuals plans into 2023 coverage without requiring any action. You will receive notices from GetCoveredNJ in early November with their 2023 eligibility and renewal information and will be able to see their 2023 information in your account now.

It is important to be inform that if you made any changes to your 2022 coverage after October 6th, you will need to update your 2023 applications now with those same changes. Additionally, since plans and prices change each year, even for those who are automatically renewed should review their plan options for 2023. Remember that consumers must take action by December 31st for plan changes to take effect January 1st.

New for 2023

Families with offers of employer health coverage may have new opportunities for savings at GetCoveredNJ. Specifically, starting this Open Enrollment Period, families with an offer of employer coverage that is considered unaffordable may be newly eligible for tax credits and state subsidies through GetCoveredNJ, even if they did not qualify before. Generally, families paying more than 9% of their household income towards employer coverage may be considered to have unaffordable employer coverage and could qualify for financial help to lower premiums for 2023 coverage.

Please note: For coverage starting January 1styou must enroll by December 31st! Open Enrollment ends January 31st.


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