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Agent vs Broker

Health Insurance Agent vs Broker

We’ve all the terms health insurance broker and health insurance agent but what’s the difference? Both are trained insurance professional who can help you enroll in a health insurance plan. However, agents only work with a single health insurance company. For example, an agent working for Horizon will only offer you plans Horizon plans. On the other hand, brokers act independently. Due to this, they work with several different health insurance companies and can offer you the best plan that fit your needs.

With open enrollment right around the corner, you should understand the differences, so you can do your research and work with a company that can show you all of your healthcare options. Here at Cosmo Insurance Agency we are highly educated and committed in getting you and your family the best plan to fit your needs.

Cosmo Insurance Agency is a full-service independent insurance agency based in Hackensack (Bergen County) and Lakewood (Ocean County), New Jersey that offers an all-encompassing range of insurance options for both individuals and businesses. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating our knowledge of the insurance guidelines for healthcare, employee benefits, life insurance, self-insurance, dental, disability, and long term care insurance, we keep our clients up-to-date with affordable plans that cover all their specific insurance needs.