How does group insurance and individual insurance fit in to open enrollment? We often get clients who are confused about what qualifies as group insurance and individual insurance. We at Cosmo Insurance have extensive knowledge on the
Are you a business owner looking for health insurance but could never enroll because of participation requirements? No worries; your group qualifies for a Special Enrollment Period (SEP)! Yes, you read that, correct! Open
Special Enrollment Period (SEP) is a time outside the yearly Open Enrollment Period when you can either modify your current plan or enroll in a new one. There are a few requirements that allow
You have a cough and a fever. You think it’s probably the flu. But with more than 8 million confirmed cases of the coronavirus in the U.S., there’s a chance it could also be
Getting the flu shot is the most effective way to prevent the flu. We encourage that you speak with your primary doctor about getting the flu shot. You can visit Cosmo Search to find
We’ve all the terms health insurance broker and health insurance agent but what’s the difference? Both are trained insurance professional who can help you enroll in a health insurance plan. However, agents only work
There will be a refund for Small Employer business’s as part of the state mandated minimum loss ratio provision. It is for all non-HMO business enrolled with Horizon for the 2019 calendar year. The
The Centers for Disease Control and Prevention (CDC) updated the guidance on How COVID 19 Spreads on Monday, October 6, 2020. This includes information about the potential for airborne spread of the virus that causes COVID-19. The CDC
Eating fruit provides health benefits – people who eat more fruits as part of an overall healthy diet are likely to have a reduced risk of some chronic diseases. Fruits provide nutrients vital for
Open enrollment is for November 1st to January 31st. After Open Enrollment ends, you can still sign up for insurance if you experience a qualifying life event such as moving, getting married, having a baby, or
Cosmo Insurance Agency is a full-service independent insurance agency based in New Jersey that offers an all-encompassing range of insurance options for both individuals and businesses.
Disclaimer: The information on this website is for informational and educational purposes only and is not a substitute for competent insurance, legal or tax advice and you should consult with a licensed professional in your state.
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