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group health ins

What is Group Health Insurance?

Group health insurance, also known as employer-sponsored health insurance. It helps employees pay for health insurance and other health care expenses. As the name implies, this type of insurance can only be purchased by

covid breakthough

What Does a COVID-19 Vaccine Breakthrough Case Mean?

What is a COVID-19 vaccine “breakthrough” case? It’s when a fully vaccinated person gets infected with the coronavirus. In studies, the two-dose COVID-19 vaccines by Pfizer and Moderna were around 95% effective at preventing

dates for health ins

When Can I Buy Health Insurance in New Jersey?

Open Enrollment occurs once a year, usually from November 1 to January 31. It’s typically the only time you can enroll in health insurance coverage unless you have a major life event. As part

contain cost employee benefits

How to Contain the Cost of Employee Benefits?

Are you wondering how to contain the cost of employee benefits? Unfortunately, increases in health insurance costs are driven by factors that are outside of the company’s control, such as: The cost of care

out of state health insurance

Out-of-State Health Insurance

Depending on what kind of health insurance plan you have, you may be limited to what benefits you can access when traveling out of state. Here’s how to know if your health care plan

broker free

Is Using a Health Insurance Broker Free?

Absolutely! Using an insurance broker is free! There is no charge to the consumer for their services because most insurance companies pay the agent and broker. And, since the department of insurance regulates prices,

sunscreen protection

Key Importance of Sunscreen

According to the American Cancer Society, skin cancer is the most common of all cancer types and most are caused by too much exposure to ultraviolet (UV) rays. This doesn’t mean you have to

chapter 11 members

Members Health Plan NJ Filed Bankruptcy 

Members Health Plan is implementing an orderly wind-down of all business plans.  What is the impact of the wind-down on those currently enrolled in the Plan’s benefit programs?  You should seek alternative coverage as

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2024