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cash out life insurance

How Do Voluntary Benefits Help Employees and Employers?

There is a way for workers and employers alike to find some extra bottom-line security: voluntary benefits. These insurance products offered by employers are paid mostly by workers. They can help employers manage their

Can You Cash Out Your Life Insurance Policy?

Are you thinking about obtaining some of the cash value in your permanent life insurance policy? One of the benefits of owning a permanent life insurance policy is the cash value that can grow.

Small Business Open Enrollment 2022

It’s that time of year again where business owners can get health insurance without meeting the standard participation requirements. Yes, it’s Open Enrollment Period- It runs from November 15th to December 15th for a

flexible pricing

How Reference-Based Pricing is Flexible and Affordable 

Reference-based pricing is popular not only with self-funded plans but now it’s popular with level-funded plans. Switching to a reference-based pricing plan may help you save money for your business and provide quality benefits

vaccination testing

Mandatory COVID-19 Vaccination/Testing for Workers

On November 5, 2021, the Occupational Safety and Health Administration (OSHA) published its long-awaited Emergency Temporary Standard (ETS), which requires most U.S. employers with 100 or more employees to adopt a mandatory COVID-19 vaccination

rules for cobra

Outbreak Period Rules for COBRA

Recently, the Internal Revenue Service (“IRS”), in coordination with the Departments of Labor and Health and Human Services (collectively, “the Departments”), issued Notice 2021-58 which clarifies the deadlines for making COBRA elections and premium

perks of use peo

5 Perks of Using a PEO

Many owners know that a professional employer organization (PEO) can help with benefits and payroll. Still, many don’t know that PEO’s offer much more services, and they might be beneficial for your employees and

covid 19 vaccinations hipaa

HIPAA and COVID-19 Vaccinations

The Department of Health and Human Services (“HHS”) issued guidance in the form of questions and answers addressing how the HIPAA Privacy Rule applies in regard to COVID-19 vaccinations. The guidance makes clear that

medical billing guidance

Surprise Medical Billing Guidance

On September 30, 2021, the Departments of Health and Human Services (“HHS”), Labor (“DOL”), and the Treasury (collectively, “the Departments”) jointly published additional interim final rules implementing provisions of the No Surprises Act (“NSA”).

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2024