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An Alternative Loan Option

One of Cosmo Insurance Agency’s carriers, AXA, has announced a new alternative loan option with all new issues of their Indexed Universal Life policy. BrightLife® Grow provides the potential for tax-deferred growth while being able to access the policy through loans and withdrawals. The loan option will allow clients to benefit from the upside potential of index-linked performance. Other features can be also added to BrightLife® Grow to tailor the policy to the client’s specific needs or intentions. One of these features include the Long-Term Care Service Rider, which has is most competitive and flexible long-term care riders in the industry.

Other important features of BrightLife® Protect:

A Competitive long-term care rider.

By applying for added flexibility and protection under the Long-Term Care Services℠Rider, one of the most competitive in the industry, clients can help prepare for the unexpected.

Cash value flexibility.

Clients can help build more wealth with a growth component to their protection. Potential growth is tied to a market index up to a cap, with a downside protection and the advantages of tax deferral. Plus, they can actually use that wealth by taking cash value withdrawals, if their circumstances change.

Cost-effective death benefit.

Provides one of the most cost-effective protection policies available, with a death benefit for one of the lowest projected costs in the industry.
Cosmo Insurance will help you understand the process of designing your policy to best fit you by helping you every step of the insurance process. Call us today so that we can provide you with the unparalleled service you deserve.

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