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When to Go Where – ER vs Urgent Care vs Telemedicine?

Seeking emergency care has become even more complex these days, as many people look to balance getting the care, they need against the risk of contracting the coronavirus or overcrowding hospitals. But it’s always important not to delay necessary care.

So as the number of COVID-19 cases surges again, where should you go for medical help: Urgent Care, ER, or a telemedicine visit?

Why Use Telemedicine?

A virtual visit with a doctor can handle many conditions for which people often go to an Urgent Care or even the ER such as colds and flus, bladder infections, or minor wounds or burns. None of these injuries or illnesses usually requires an in-person physical examination.

Plus, it remains a good idea to stay away from a health care facility if you can. Doctors and hospitals are expecting more patients with COVID-19 and must reserve their protective equipment and capacity for treating them.

Why Use Urgent Care?

Urgent Cares have one purpose: to treat patients who have an injury or illness that requires immediate care but doesn’t rise to the level of an ER visit. For example, in 2017, headaches, urinary tract infections and respiratory infections ranked in the top 10 list of diagnoses treated at ERs. These all are candidates for urgent care center treatment.

Urgent Cares are helpful when you need to interact physically with a doctor, such as receiving stitches for a cut – something that telemedicine can’t provide.

Why Use the ER?

If you have a life-threatening condition, go to the ER. During the pandemic, hospitals are taking extra precautions to help keep patients safe.

Cosmo Insurance Agency is a full-service independent insurance agency based in Hackensack (Bergen County) and Lakewood (Ocean County), New Jersey that offers an all-encompassing range of insurance options for both individuals and businesses. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating our knowledge of the insurance guidelines for healthcare, employee benefits, life insurance, self-insurance, dental, disability, and long term care insurance, we keep our clients up-to-date with affordable plans that cover all their specific insurance needs.

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2024