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open enrollment qualify event

What Happens If I Don’t Sign Up for Health Insurance During Open Enrollment?

Open enrollment is for November 1st to January 31st.  After Open Enrollment ends, you can still sign up for insurance if you experience a qualifying life event such as moving, getting married, having a baby, or leaving a job. You’ll have a 60-day Special Enrollment period to choose a new plan.

If you don’t have a qualifying life event, you’ll have to wait until next year’s Open Enrollment to sign up, and your health care won’t be covered during 2021.

Cosmo Insurance Agency is a full-service independent insurance agency based in Hackensack (Bergen County) and Lakewood (Ocean County), New Jersey that offers an all-encompassing range of insurance options for both individuals and businesses. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating our knowledge of the insurance guidelines for healthcare, employee benefits, life insurance, self-insurance, dental, disability, and long term care insurance, we keep our clients up-to-date with affordable plans that cover all their specific insurance needs.

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2024