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Heading Back to School? 3 Health Insurance Options for College Students

As you start to prepare for the upcoming school year, don’t forget to add health insurance to your checklist.  There are many affordable and simple options for getting health insurance. As a college student here are some options that are available for you:

1. See if your college offers student health plans

If your college offers these plans, it can be an easy way to get basic health insurance coverage and it most cases it counts as qualifying health coverage.

 

 2. Try to stay on your parent’s health insurance plan until you turn 26

If you’re parent’s insurance plan covers dependents, in most cases you can be added to their plan and stay until age 26.

3. Apply for your own Marketplace health insurance plan

We at Cosmo Insurance can help you find a variety of plans and price available to you. Depending on your financial situation, you can be eligible for savings. However, if someone is claiming you as a tax dependent you wont be eligible for extra savings.

Cosmo Insurance Agency is an independent insurance agency serving surrounding communities in New Jersey. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating the latest in technology-based tools and laws on healthcare, employee benefits, life insurance and finance, we keep our clients up-to-date with the plans that encompass all of their needs, whether it is individual or group insurance. 

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2024