When you purchase a permanent life insurance policy, you are purchasing a financial vehicle that is designed to last a lifetime. Yet a policy is often tucked away and forgotten, with no thought to evaluating ongoing performance.

This is unfortunate.

A permanent life insurance policy is unlike any other financial vehicle. It has an investment component with an underlying cost structure based on health assumptions. And the strength of the policy relies on many variables that are constantly changing.

The Policy Evaluation Program (PEP) allows you and your agent to review your current policy to determine if it is performing as expected.

Permanent life insurance is a complex financial instrument that should be reviewed periodically to gauge actual policy performance against original expectations.

Plan Highlights

• You will receive valuable information on the state of the life insurance marketplace today.
• PEP provides an in-depth analysis of the present condition of the existing life insurance policy in an easy-to-read format.
• PEP can help you review the value of your policy.

Cosmo Insurance Agency is an independent insurance agency serving surrounding communities in New Jersey. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating the latest in technology-based tools and laws on healthcare, employee benefits, life insurance and finance, we keep our clients up-to-date with the plans that encompass all of their needs, whether it is individual or group insurance. 

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