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Life Insurance: No Medical Exam Needed

When you begin the tedious task of searching for an inexpensive term life insurance plan, you’re bound to become frustrated with what seems like the never-ending process of information gathering. Insurance companies want to find out everything they can about you:

Now Offering PEO for Small Businesses with 1-9 Employees

Cosmo is now offering a PEO solution tailored specifically for the 1 – 9 employee segment. As a PEO for over two decades, they have the HR expertise, employee benefit solutions, and simpler technology this market segment requires.

Urgent Care Vs ER: Know Where to Go

The most important thing to consider is the type of treatment you may need, the ER is best equipped to see people with unexpected, intense and immediate symptoms

What is Disability Insurance?

Individual disability insurance is simply income protection. You can’t predict what your health will be in the future. You may stay active and eat healthily, but most disabilities are actually caused by unexpected illnesses, such as cancer, and accidents.

6 Ways to Improve Your Sleep

According to the Centers of Disease Control Prevention (CDC), 35 percent of Americans aren’t sleeping the recommended 7 to 8 hours per night

Health: National Garden Meditation Day

Celebrating Garden Meditation Day may be one of the most relaxing and fulfilling practices of your entire year. Meditation has a long history as a way to calm our minds and spirits and meditation in the garden really connects you with nature and mankind simultaneously.

Breaking the Bank for Life insurance: Is It Worth It?

You’re smart, and don’t like to pay for something you don’t benefit from. So why purchase a life insurance policy that will cost you more than the cheap term policies you see advertised all over? 

Do You Need Secondary Health Insurance Coverage?

As you probably know your primary health insurance covers your basic medical expenses like doctors’ visits, lab tests and prescription drugs. But your medical plan can’t cover everything. A separate plan that offers additional benefits is called a secondary insurance.

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2024