The time of year for open enrollment depends on the health care plan you choose:
Medicare open enrollment runs from October 15 to December 7 each year. Note that this does NOT apply to Medigap plans, which don’t have an annual open enrollment period. Medigap plans are only available without medical underwriting during your initial enrollment period or during one of the very limited special enrollment periods that apply to those plans.
Job-based health insurance open enrollment periods are set by your employer and can happen at any time of the year. However, it’s usually in autumn so the new coverage begins on January 1 of the next year.
Open enrollment in the individual market (on and off-exchange) has varied considerably over the last few years. Starting with 2018 coverage, the open enrollment schedule has settled at November 1 to December 15, with all plans effective January 1 of the coming year. So open enrollment for 2019 coverage began November 1, 2018 and ended December 15, 2018. This time frame is scheduled to be used for future years. Open enrollment for 2018 marked the first time that enrollment ended before the start of the new year, and plan selections cannot be made after the year begins.
Please call 732-363-3888 and ask for Dassi Shain.Cosmo Insurance Agency is an independent insurance agency serving surrounding communities in New Jersey. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating the latest in technology-based tools and laws on healthcare, employee benefits, life insurance and finance, we keep our clients up-to-date with the plans that encompass all of their needs, whether it is individual or group insurance.
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source: https://www.verywellhealth.com/what-is-open-enrollment-1738755
