To get the most of your insurance, you should choose a dentist who participates in your network plan.
Why choose an in-network dentist?
· Discounts. network dentists agree to accept predetermined fees for services, which are usually discounted from typical charges.
· There’s no waiting for reimbursement.  you don’t have to pay the entire bill and wait for reimbursement from the insurance company. Instead, they pay your in-network dentist directly and send you a notice (Explanation of Benefits (EOB) statement) explaining your portion of the bill. You pay only the amount indicated in the statement.
· Less paperwork. In- network dentists handle all claims forms and other paperwork, making it as easy as possible to help you get the care you need.
· Only the best. All in-network dentists must meet professionally required credentialing standards.
Cosmo Insurance Agency is an independent insurance agency serving surrounding communities in New Jersey. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating the latest in technology-based tools and laws on healthcare, employee benefits, life insurance and finance, we keep our clients up-to-date with the plans that encompass all of their needs, whether it is individual or group insurance.
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