Mark your calendars! Open Enrollment for 2020 begins November 1, 2019 and ends December 15, 2019. Open Enrollment is a period when individuals can enroll for new health insurance. This period of time is very important because one cannot enroll or change insurances outside of this period.
IMPORTANT: If you do not enroll by December 15, you will not get coverage for 2020 unless you qualify for a Special Enrollment Period.
Special Enrollment Period (SEP) is a time outside of Open Enrollment when you can sign up for health insurance. To qualify for SEP a certain life event as to happen, including losing a job, getting married or divorced, having a baby, or adopting a child. If you qualify for Special Enrollment, you usually have up to 60 days after the event to enroll in a plan.
Start researching health insurance plans now so you are prepared for November 1st.
Applying for health insurance can be overwhelming but Cosmo Insurance Agency makes it EASY!
Cosmo Insurance Agency is an independent insurance agency serving surrounding communities in New Jersey. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating the latest in technology-based tools and laws on healthcare, employee benefits, life insurance and finance, we keep our clients up-to-date with the plans that encompass all of their needs, whether it is individual or group insurance.
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