Do you have adequate insurance coverage to protect your children or your estate if something were to happen to you?

Answer: Finding yourself in the midst of a divorce may cause you to reexamine yourself, your life and your finances. As you are adjusting to living on a single income, a good way to stretch a limited budget while still getting a good value is term life insurance.

Term life insurance offers low premiums, plus you can convert the coverage to a permanent plan, such as whole life, universal life or variable universal life insurance, once you have more income to support your plan.

Disability income insurance is also a consideration in the event you’re unable to work for a length of time due to illness or injury.

Health insurance is a huge priority when it comes to getting a divorce.  Unfortunately if one spouse is reliant on the coverage of another spouse they will need to obtain coverage by either purchasing an individual health insurance plan through the special enrollment period.  Divorce does count as a qualifying event for the special enrollment period.  The spouse can also obtain COBRA coverage. COBRA is a federal law that gives a person covered under a health insurance policy the right to continue that coverage, at his/her own cost, for a set time period if certain requirements are met.

Whatever your financial needs or goals, we have the products and financial strength that can protect you and your family throughout your life.

Cosmo Insurance Agency can help you during your time of need.  We work to ensure that all of our clients have quality and affordable coverage.

Contact Cosmo for more information on life insurance, disability insurance, health insurance, or even financial advice.

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