Group Health Insurance vs. Individual Health Insurance
![three people smiling at a computer](https://cosmoins.com/wp-content/uploads/2022/05/shutterstock_1916116636.jpg)
Getting health insurance for yourself and your family is always a great idea. You probably know the benefits of having health insurance and how it comes in handy during medical […]
What States Allow Short-Term Health Insurance?
![short term health insurance](https://cosmoins.com/wp-content/uploads/2022/04/shutterstock_1881875722.jpg)
What are the pros and cons of short-term coverage? While the federal government has relaxed the rules for short-term health insurance, each state can make its own insurance regulations. In […]
The New Normal of COVID-19
![wooden blocks](https://cosmoins.com/wp-content/uploads/2022/05/shutterstock_1746251591-1024x760.jpg)
During this COVID-19 pandemic, there’s a “new normal” every few weeks. We are constantly changing our behavior in response to new public health guidelines, coronavirus variants, or national, state, and […]
Proposed Regulations to Fix ACA’s Affordability “Family Glitch”
![family paper cutout](https://cosmoins.com/wp-content/uploads/2022/05/shutterstock_1450730717.jpg)
The Treasury Department and the Internal Revenue Service (“IRS”) recently proposed regulations that would expand the availability of premium tax credits in the Marketplace. For purposes of eligibility for a […]
What Does Vision Insurance Cover?
![eyeglasses](https://cosmoins.com/wp-content/uploads/2022/05/shutterstock_444089893-1.jpg)
Vision insurance plans have different levels of coverage, standard, basic, enhanced, and advanced. They will differ in the premium amount that will reflect the type or amount of coverage available […]
FDA Approves Skin Patch to Treat Dementia
![dementia skin patch](https://cosmoins.com/wp-content/uploads/2022/05/shutterstock_1955858338.jpg)
The FDA recently approved a skin patch version of the drug donepezil to treat mild to severe Alzheimer’s-related dementia, called Adlarity. The drug is the first patch available for dementia […]
What Age Should You Get a Life Insurance Policy?
![three people talking](https://cosmoins.com/wp-content/uploads/2022/05/shutterstock_1822268606.jpg)
Life insurance pays a face amount of benefit to your estates (debt, mortgage, student loans, auto loans, …etc). When you get a life insurance policy, you proactively protect your beloved […]
Why Offer Group Health Insurance to Your Employees?
![group health insurance](https://cosmoins.com/wp-content/uploads/2022/05/shutterstock_1332753899-1.jpg)
Good health and wellbeing help people work productively and efficiently towards the business goals and objectives of the organization successfully. Basic health requirements are becoming more costly. The increase in […]
5 Ways to Lower Employee Stress About Health Insurance
![group of people smiling](https://cosmoins.com/wp-content/uploads/2022/05/shutterstock_648579007.jpg)
Health insurance is one of the biggest-ticket items in any company’s benefits package, and the cost of health insurance rises on average each year. Companies spend a lot of money, […]
How to Cope With Grief From Medical Diagnosis
![sad woman](https://cosmoins.com/wp-content/uploads/2022/05/shutterstock_1705001575.jpg)
If you or a loved one have ever been diagnosed with a terminal or life-long chronic disease, you may be dealing with grief. The grief of some chronic illnesses can […]