Individual health insurance is a health policy that you can purchase for just yourself or for your family. Individual policies are also called personal health plans. Open Enrollment is the period every year when individuals and families can enroll in a health insurance plan. This is the opportunity to switch plans, add family members, and apply for financial aid. In most states, Open Enrollment runs from November 1st to December 15th, but in New Jersey, the deadline isn’t until January 31st.
There are two deadline this year for New Jersey residents. For coverage beginning January 1st you would have to enroll by December 31st. For coverage beginning February 1st you would have to enroll by January 31st.
You don’t want to miss this because you will not be able to upgrade or switch plans unless you have a qualifying event.
Cosmo Insurance Agency is a full-service independent insurance agency based in Hackensack (Bergen County) and Lakewood (Ocean County), New Jersey that offers an all-encompassing range of insurance options for both individuals and businesses. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating our knowledge of the insurance guidelines for healthcare, employee benefits, life insurance, self-insurance, dental, disability, and long term care insurance, we keep our clients up-to-date with affordable plans that cover all their specific insurance needs.
