New PCOR Fee Announced
On December 21, 2021, the IRS released Notice 2022-04, announcing that the adjusted applicable dollar amount used to determine the PCOR fee for plan years ending on or after October […]
What is the Difference Between Group Plan Year & Calendar Year
What is the difference between group plan year and calendar year? This is a very common question. The deductible limit is the maximum amount covered in a given year an […]
Why Are Cosmo’s Group Insurance Rates Low?
Cosmo Insurance Agency not only strives to provide the most flexible insurance options, but we also want to do it at the lowest cost possible. All insurance brokers can offer […]
What Employers Need to Know About the ACA
As a business owner or human resource representative, you want to direct your employees to your company’s benefits, so they don’t have to go to the individual marketplace for affordable […]
What is ‘flurona’?
It looks like New year, new coronavirus term! Many people worldwide kicked off 2022 by searching for information about “flurona.” Recently, Israel reported that two young pregnant women had tested […]
Employer’s Checklist for OSHA’s Emergency Temporary Standard
OSHA delayed enforcement of the vaccination requirements of the ETS until January 10, 2022, and will wait until February 9, 2022, to start enforcing the optional testing component of the […]
How to Share Changes in Health Insurance to Your Employees
Providing excellent communication about employee benefits is critical in boosting employee morale and increasing participation in insurance plans. Discussing employee benefits can be challenging, but it’s essential to have a […]
Why are Dental Benefits Important?
Dental insurance might not be on the top of your wish list, but there are plenty of reasons it should be! Teeth are more than just a pretty smile. Working […]
Prepare Your Health and Body Before Shoveling Snow
Did you know shoveling snow is considered strenuous exercise? For some people, just the thought of having to move hundreds of pounds of snow and slush is enough to make […]
Get Covered New Jersey Extended Deadline
Due to the holiday weekend, Get Covered New Jersey has been experiencing high volumes of activity for deadline coverage of January 1, 2022. So great news Get Covered NJ is […]
