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life insurance

Why is Life Insurance Worth it?

Life insurance is vital if someone you care about would suffer if you and your income are no longer in the picture. This could include anyone who depends on your income: spouse, children, disabled family members, or anyone else.

There are several different types of life insurance. But what they all have in common is that they provide income to your loved ones in the event you pass away. This lets your family remain on the firm financial ground even though your earnings have stopped.

You already know that life comes with many expenses, from the mortgage to child care costs to the weekly grocery haul. We all do a lot to take care of our loved ones, but many people don’t consider how those left behind would manage if the unthinkable were to happen.

Over the years, we’ve heard from countless clients who were extremely grateful to have a income in the form of life insurance. But we’ve also sadly heard from other who didn’t have life insurance to rely on when a breadwinner passed away. 

Cosmo Insurance Agency is a full-service independent insurance agency based in Hackensack (Bergen County) and Lakewood (Ocean County), New Jersey that offers an all-encompassing range of insurance options for both individuals and businesses. Cosmo keeps its promise to assure an efficient and creative approach to the services we offer. Each of our clients experience a personalized and long-term relationship with us. Our New Jersey based team of health brokers guides our clients in helping them choose the most cost-effective options. By incorporating our knowledge of the insurance guidelines for healthcare, employee benefits, life insurance, self-insurance, dental, disability, and long term care insurance, we keep our clients up-to-date with affordable plans that cover all their specific insurance needs.