What is health insurance?
Health insurance is a type of insurance coverage that pays for both medical and surgical expenses that incurred by the insured, meaning you. The Insurer (the company) reimburses the insured for expenses related to illness or injury, or pay the care provider directly.
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So why do you need it?
In the event of an injury or accident, you will need medical care. Health Insurance provides the insured with coverage for both preventative and primary care.This means you get free vaccines, check-ups and screenings. It provides financial protection from high medical costs that are accrued from serious accidents or sicknesses. This part of the coverage is important because medical bills can add up and leave you in financial ruin. To avoid that individuals and groups purchase health insurance to protect themselves and their livelihood. If you are not covered now you should apply immediately. It does not matter whether you have a family or are single, protecting your health should always be a priority.
As an independent agency, Cosmo Insurance Agency can help you select the perfect individual or family coverage from a broad range of insurers catering to the individual healthcare coverage market. Cosmo has particular expertise in the ACA individual marketplace exchanges. Our knowledge, personal attention, and honesty, will help you make an informed choice.
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